Etihad Credit Card ADCB – Complete Guide (Benefits, Miles, Fees & Eligibility in UAE)
If you are searching for a travel-focused credit card in the UAE, the Etihad credit card ADCB is one of the most popular options. Designed for frequent travelers, this card allows you to earn Etihad Guest Miles, enjoy airport lounge access, and unlock premium travel benefits.
In this detailed guide, we will explain everything about the Etihad credit card ADCB, including benefits, types, eligibility, fees, and important updates.
What is Etihad Credit Card ADCB?
The Etihad credit card ADCB is a co-branded credit card offered by Abu Dhabi Commercial Bank in partnership with Etihad Airways. It allows users to earn Etihad Guest Miles on everyday spending, which can be redeemed for flights, upgrades, and travel rewards.
These cards were widely used in the UAE by people who travel frequently or want to maximize airline rewards.
📊 Information Table
| Category | Details |
|---|---|
| Card Name | Etihad Credit Card ADCB |
| Bank | Abu Dhabi Commercial Bank (ADCB) |
| Partner | Etihad Airways |
| Card Types | Infinite, Signature, Platinum |
| Main Benefit | Earn Etihad Guest Miles |
| Lounge Access | Yes (varies by card) |
| Interest-Free Period | Up to 55 days |
| Annual Fees | AED 300 – AED 3,000 |
| Eligibility | UAE Residents with minimum salary |
| Best For | Frequent Travelers |
| Current Status | Discontinued (2025) |
| Alternative | Other UAE travel credit cards |
Important Update About Etihad Credit Card ADCB
Before applying, it is important to know that the Etihad credit card ADCB program has been discontinued from November 2025 and is no longer available for new customers.
However, existing users may still use their cards with limited or modified benefits depending on bank updates.
Types of Etihad Credit Card ADCB
The Etihad credit card ADCB was available in different variants based on lifestyle and income:
1. Infinite Card
- Premium card for high-income users
- High welcome bonus miles
- Unlimited lounge access
- Fast-track to Etihad Guest Gold Tier
2. Signature Card
- Mid-range premium option
- Bonus miles and monthly rewards
- Unlimited airport lounge access
3. Platinum Card
- Entry-level travel card
- Lower fees and basic benefits
- Limited lounge access
Key Benefits of Etihad Credit Card ADCB
The Etihad credit card ADCB benefits made it one of the top travel cards in the UAE.
✈️ Earn Etihad Guest Miles
- Earn miles on every purchase
- Bonus miles for high monthly spending
🛫 Airport Lounge Access
- Access to 1,200+ lounges worldwide
- Complimentary visits depending on card type
🏨 Travel & Hotel Benefits
- Discounts at luxury hotels
- Free upgrades and complimentary breakfast
🧳 Tier Status Upgrade
- Fast-track to Etihad Guest Silver or Gold tier
- Additional travel privileges
💳 Flexible Payments
- Up to 55 days interest-free period
- Easy installment plans available
Fees of Etihad Credit Card ADCB
The Etihad credit card ADCB fees depend on the card type:
| Card Type | Annual Fee (Approx) |
|---|---|
| Platinum | AED 300 – AED 700 |
| Signature | AED 700 – AED 1,500 |
| Infinite | AED 1,500 – AED 3,000 |
Additional charges may apply for late payments, cash withdrawals, or foreign transactions.
Eligibility for Etihad Credit Card ADCB
To apply for the Etihad credit card ADCB, you typically needed:
- Minimum salary (varies by card type)
- UAE residency
- Valid Emirates ID
- Good credit score
Higher-tier cards required higher income and stronger financial profiles.
How to Apply for Etihad Credit Card ADCB
Before discontinuation, the process for Etihad credit card ADCB application was:
- Visit ADCB website or branch
- Choose your preferred card
- Submit required documents
- Wait for approval
Currently, new applications are not available due to program closure.
Pros and Cons of Etihad Credit Card ADCB
✔ Pros
- Excellent for frequent travelers
- High reward miles earning
- Premium travel benefits
- Lounge access worldwide
❌ Cons
- High annual fees
- Limited value for non-travelers
- Now discontinued for new users
Alternatives to Etihad Credit Card ADCB
Since the Etihad credit card ADCB is discontinued, users can explore:
- Other airline credit cards in UAE
- Cashback credit cards
- Travel rewards cards from different banks
Many UAE banks now offer similar travel benefits with flexible reward systems.
FAQs – Etihad Credit Card ADCB
Q1: Is Etihad credit card ADCB still available?
No, it has been discontinued since November 2025.
Q2: Can I still use my existing card?
Yes, existing users can continue using it with updated terms.
Q3: Who should use this card?
Frequent travelers who want to earn airline miles.
Q4: What are the best benefits?
Miles earning, lounge access, and travel upgrades.
Final Words
The Etihad credit card ADCB was one of the best travel credit cards in the UAE, offering premium airline rewards and luxury travel benefits. Although it is no longer available for new users, it remains a strong example of how co-branded airline cards can provide excellent value.
If you are looking for similar options, consider exploring alternative travel credit cards in the UAE market.
