Skywards Credit Card by Emirates NBD: Complete Guide, Benefits, Fees & How to Apply (UAE 2026)
If you are a frequent traveler looking for premium travel rewards, the Skywards Credit Card by Emirates NBD is one of the best options in the UAE. This complete guide explains everything about the Skywards Credit Card by Emirates NBD, including features, benefits, fees, eligibility, and how to apply.
The Skywards Credit Card by Emirates NBD is specially designed for travelers who want to earn Emirates Skywards Miles on everyday spending and enjoy exclusive travel perks.
What is Skywards Credit Card by Emirates NBD?
The Skywards Credit Card by Emirates NBD is a co-branded credit card linked with the Emirates Skywards loyalty program. It allows users to earn miles on purchases, which can be redeemed for flights, upgrades, hotels, and more.
With the Skywards Credit Card by Emirates NBD, every purchase helps you move closer to free travel and premium airline benefits.
Types of Skywards Credit Card by Emirates NBD
There are two main types of Skywards Credit Card by Emirates NBD:
1. Skywards Infinite Credit Card
- Premium travel card
- Higher earning rate
- Best for frequent flyers
2. Skywards Signature Credit Card
- Mid-range card
- Balanced benefits and fees
- Ideal for regular travelers
Both versions of the Skywards Credit Card by Emirates NBD offer travel rewards and lifestyle perks.
Key Features of Skywards Credit Card by Emirates NBD
Here are the main features of the Skywards Credit Card by Emirates NBD:
- ✈️ Earn Skywards Miles on every spend
- 🎁 Welcome bonus miles on joining
- 🛫 Airport lounge access worldwide
- 🧳 Travel benefits with Emirates airline
- 🏌️ Complimentary golf access in UAE
- 📱 Mobile wallet compatibility
- 💳 Easy installment plans
For example, cardholders can earn up to 2 Skywards Miles per USD spent depending on the card type.
Skywards Miles Earning Structure
The Skywards Credit Card by Emirates NBD allows you to earn miles based on spending categories:
- Emirates & travel spends: Higher miles
- International spending: Moderate miles
- Local spending: Standard miles
For example, Signature card users can earn around 1.5 miles per USD on Emirates spending.
Welcome Bonus & Offers
The Skywards Credit Card by Emirates NBD provides attractive welcome offers:
- Up to 100,000 bonus miles (Infinite card)
- Up to 40,000 bonus miles (Signature card)
- Additional miles on meeting spending targets
These bonuses make the card highly rewarding for new users.
Travel Benefits
One of the biggest advantages of the Skywards Credit Card by Emirates NBD is travel perks:
- 🌍 Free airport lounge access (1000+ lounges worldwide)
- 🛫 Emirates Skywards Silver status (Infinite card)
- 🧳 Extra baggage and priority services
- 🚖 Airport transfers and concierge services
Lifestyle Benefits
Besides travel, the Skywards Credit Card by Emirates NBD offers lifestyle benefits:
- 🍽️ Dining discounts and offers
- 🎟️ Buy 1 Get 1 deals (entertainment apps)
- 🏌️ Golf access across UAE
- 🛍️ Retail and shopping discounts
Fees & Charges
Here’s a breakdown of fees for the Skywards Credit Card by Emirates NBD:
| Card Type | Joining Fee | Annual Fee | Min Salary |
|---|---|---|---|
| Infinite | AED 2,999 | AED 1,500 | AED 30,000 |
| Signature | AED 1,499 | AED 700+ | AED 12,000 – 15,000 |
👉 Fees may vary depending on promotions and offers.
Eligibility Criteria
To apply for the Skywards Credit Card by Emirates NBD, you need:
- Minimum salary: AED 12,000+
- UAE residency
- Valid Emirates ID
- Good credit history
Documents Required
- Emirates ID
- Passport copy
- Salary certificate
- Bank statements
How to Apply for Skywards Credit Card by Emirates NBD
Follow these steps:
- Visit the official Emirates NBD website
- Choose your preferred card
- Fill out the application form
- Upload required documents
- Wait for approval
👉 Approval usually takes a few working days.
Pros and Cons
✅ Pros
- High travel rewards
- Premium airport benefits
- Strong welcome bonus
- Global lounge access
❌ Cons
- High annual fees
- Best value only for frequent travelers
- Limited cashback benefits
Who Should Get This Card?
The Skywards Credit Card by Emirates NBD is ideal for:
- Frequent Emirates travelers
- Business professionals
- Travel enthusiasts
- High spenders
Quick Information Table (For Users)
| Feature | Details |
|---|---|
| Card Name | Skywards Credit Card by Emirates NBD |
| Bank | Emirates NBD |
| Card Types | Infinite & Signature |
| Rewards | Skywards Miles |
| Lounge Access | Yes (Global) |
| Min Salary | AED 12,000+ |
| Annual Fee | AED 700 – AED 2,999 |
| Best For | Travel & Air Miles |
| Welcome Bonus | Up to 100,000 Miles |
Final Verdict
The Skywards Credit Card by Emirates NBD is one of the best travel credit cards in the UAE for 2026. It offers excellent rewards, premium travel perks, and strong airline benefits.
However, it is best suited for frequent travelers who can maximize Skywards Miles and justify the annual fee.
