ADCB Etihad Credit Card & Travel Cards 2026: Etihad Guest Infinite, Skywards & Traveller Benefits
For frequent flyers and travel enthusiasts in the UAE, choosing the right travel credit card can mean free flights, lounge access, and significant savings. ADCB offers a range of travel‑focused cards, including the adcb etihad credit card, the premium adcb etihad guest infinite credit card, the adcb skywards credit card (for Emirates airline fans), and the versatile adcb traveller credit card. Understanding adcb traveller credit card benefits helps you decide which card maximizes your travel rewards.
This comprehensive guide covers everything you need to know about ADCB’s travel and airline credit cards – from miles earning rates and welcome bonuses to lounge access, fees, and eligibility.
1. ADCB Etihad Credit Card – Overview
The adcb etihad credit card is a co‑branded card designed for loyal Etihad Airways passengers. It allows you to earn Etihad Guest Miles on everyday spending, which can be redeemed for flights, upgrades, hotel stays, and more. ADCB offers two versions: the standard ADCB Etihad Guest Card and the premium adcb etihad guest infinite credit card.
Key features of the adcb etihad credit card (standard version):
Earn Etihad Guest Miles – 1 mile per AED 2 spent on local spending; 2 miles per AED 1 spent on Etihad purchases.
Welcome bonus – 5,000 miles after first spend.
Lounge access – 2 complimentary visits per year.
Annual fee – AED 500 (waivable on spend AED 25,000/year).
Minimum income – AED 10,000 per month.
The standard adcb etihad credit card is a solid entry‑level travel card for occasional Etihad flyers.
2. ADCB Etihad Guest Infinite Credit Card – Premium Travel
The adcb etihad guest infinite credit card is the premium version, offering higher miles earning rates, more lounge visits, and luxury travel perks. This card is ideal for frequent business travelers or families who fly Etihad regularly.
Key Benefits of ADCB Etihad Guest Infinite Credit Card:
| Benefit | Details |
|---|---|
| Miles earning | 3 miles per AED 1 spent on Etihad purchases; 2 miles per AED 1 on international spend; 1.5 miles per AED 1 on local spend |
| Welcome bonus | 20,000 Etihad Guest Miles after spending AED 5,000 in first 60 days |
| Lounge access | 8 complimentary lounge visits per year (via LoungeKey) |
| Travel insurance | Comprehensive coverage up to USD 1 million |
| Etihad Gold tier status | Automatic upgrade to Etihad Guest Gold tier (subject to conditions) |
| Annual fee | AED 1,000 (waivable on spend AED 100,000/year) |
| Minimum income | AED 25,000 per month |
The adcb etihad guest infinite credit card also offers complimentary valet parking at UAE malls (4 times per year) and a free supplementary card for a family member.
3. ADCB Skywards Credit Card – Emirates Miles
The adcb skywards credit card is for travelers who prefer Emirates airline. This card earns Emirates Skywards miles, which can be redeemed for flights, upgrades, and partner rewards. ADCB offers two variants: a standard Skywards card and a premium one (often called “ADCB Skywards Infinite” or similar, but the keyword here is adcb skywards credit card as a general term).
Key features of the adcb skywards credit card (standard version):
Earn Skywards miles – 1 mile per AED 2 spent on local spend; 2 miles per AED 1 spent on Emirates.
Welcome bonus – 5,000 Skywards miles after first spend.
Lounge access – 2 visits per year.
Annual fee – AED 500 (waivable).
Minimum income – AED 10,000 per month.
For frequent Emirates flyers, the premium version (Infinite) offers up to 3 miles per AED 1 on Emirates, 8 lounge visits, and tier status benefits. Check ADCB’s website for the latest adcb skywards credit card options.
4. ADCB Traveller Credit Card – Global Spending
The adcb traveller credit card is not tied to a specific airline. Instead, it is designed for globetrotters who want cashback on travel expenses and zero foreign transaction fees. This card is excellent for people who travel but not exclusively with Etihad or Emirates.
Key features of the adcb traveller credit card:
5% cashback on travel bookings (flights, hotels, car rentals) – up to AED 200 per month.
0% foreign transaction fee – saves you 2.5‑3% on international purchases.
1.5% cashback on all other spending (including international).
Welcome bonus – AED 200 cashback after spending AED 3,000 in first 60 days.
Lounge access – 2 complimentary lounge visits per year.
Annual fee – AED 315 (waived for the first year, and waivable on spend AED 20,000/year thereafter).
Minimum income – AED 8,000 per month.
The adcb traveller credit card is ideal for expats who send money abroad or shop on international websites, as the 0% foreign transaction fee alone can save hundreds of dirhams annually.
5. ADCB Traveller Credit Card Benefits – Detailed Breakdown
Let’s explore adcb traveller credit card benefits in more detail, as this card is often overlooked but highly valuable:
| Benefit | Details |
|---|---|
| 5% cashback on travel | Flights, hotels, car rentals booked via any channel (online, travel agent, direct). Cap: AED 200 per month. |
| 0% foreign transaction fee | No markup on international purchases (standard cards charge 2.5%). |
| 1.5% cashback on all other spend | Unlimited, no category caps. |
| Complimentary lounge access | 2 visits per year via LoungeKey (value approx. AED 150 per visit). |
| Travel insurance | Up to USD 250,000 for medical emergencies, trip cancellation, lost baggage. |
| Welcome bonus | AED 200 cashback on first qualifying spend. |
| Free supplementary card | For one family member. |
Adcb traveller credit card benefits also include 0% installment plans at partner merchants, purchase protection (90 days), and extended warranty on electronics. For frequent international travelers, the adcb traveller credit card can save more money than airline miles cards.
6. Comparison Table: Etihad Guest Infinite vs Skywards vs Traveller
| Feature | ADCB Etihad Guest Infinite | ADCB Skywards Credit Card (Standard) | ADCB Traveller Credit Card |
|---|---|---|---|
| Rewards | Etihad Guest Miles | Emirates Skywards Miles | Cashback (5% travel, 1.5% other) |
| Earning rate (local spend) | 1.5 miles/AED | 1 mile/AED 2 | 1.5% cashback |
| Earning rate (airline spend) | 3 miles/AED (Etihad) | 2 miles/AED (Emirates) | 5% cashback |
| Foreign transaction fee | 2.5% | 2.5% | 0% |
| Lounge access | 8 visits/year | 2 visits/year | 2 visits/year |
| Annual fee | AED 1,000 | AED 500 | AED 315 (first year free) |
| Minimum income | AED 25,000 | AED 10,000 | AED 8,000 |
| Best for | Frequent Etihad flyers | Occasional Emirates flyers | International travelers & online shoppers |
Choose the adcb etihad credit card (or its Infinite version) if you are loyal to Etihad. Choose the adcb skywards credit card if you prefer Emirates. Choose the adcb traveller credit card if you want flexibility, cashback, and no foreign transaction fees.
7. Fees, Eligibility & Application
Eligibility Criteria for ADCB Travel Cards:
| Card | Minimum Monthly Income | Age | Residency |
|---|---|---|---|
| ADCB Etihad Standard | AED 10,000 | 21+ | UAE resident |
| ADCB Etihad Guest Infinite | AED 25,000 | 21+ | UAE resident |
| ADCB Skywards Credit Card | AED 10,000 | 21+ | UAE resident |
| ADCB Traveller Credit Card | AED 8,000 | 21+ | UAE resident |
Required Documents:
Passport copy (with residence visa for expats)
Emirates ID copy
Salary certificate (or 3 months bank statements)
How to Apply:
Visit ADCB website or mobile app.
Navigate to “Credit Cards” → “Travel Cards”.
Select the card (e.g., adcb etihad guest infinite credit card or adcb traveller credit card).
Click “Apply Now”, fill in details, upload documents.
Submit – instant approval for many applicants.
Card delivered within 3‑7 working days.
Existing ADCB customers get faster approval. Salary transfer is not mandatory for these cards (except for the Infinite tier sometimes).
8. How to Choose the Best Travel Card for You
To pick the right card among adcb etihad credit card, adcb etihad guest infinite credit card, adcb skywards credit card, and adcb traveller credit card, ask yourself:
Which airline do you fly most?
Etihad → Choose adcb etihad credit card or Infinite version.
Emirates → Choose adcb skywards credit card.
No preference / multiple airlines → Choose adcb traveller credit card for cashback.
Do you spend a lot in foreign currencies?
Yes → The adcb traveller credit card with 0% foreign transaction fee is unbeatable.
How often do you travel?
Frequent (6+ times/year) → Premium card like adcb etihad guest infinite credit card with 8 lounge visits.
Occasional (1‑2 times/year) → Standard card with 2 lounge visits is enough.
Do you want miles or cashback?
Miles → Etihad or Skywards cards.
Cashback → adcb traveller credit card.
9. Frequently Asked Questions
Q1: What is the adcb etihad credit card welcome bonus?
The standard adcb etihad credit card offers 5,000 Etihad Guest Miles after first spend. The Infinite version offers 20,000 miles after spending AED 5,000 in 60 days.
Q2: Does the adcb etihad guest infinite credit card include Etihad Gold status?
Yes, eligible cardholders receive Etihad Guest Gold tier status (subject to terms – check current offer).
Q3: What are the adcb traveller credit card benefits for online shopping?
0% foreign transaction fee and 1.5% cashback on all international online purchases (Amazon, ASOS, etc.). This can save you significant money.
Q4: Can I get the adcb skywards credit card with a salary of AED 8,000?
No, the minimum income for the adcb skywards credit card is AED 10,000. However, the adcb traveller credit card requires only AED 8,000.
Q5: Do these cards offer free supplementary cards?
Yes, each card offers at least one free supplementary card for a family member.
Q6: Which card has the lowest foreign transaction fee?
The adcb traveller credit card has 0% foreign transaction fee. All other ADCB cards charge 2.5%.
Q7: Is the annual fee waivable on the adcb etihad guest infinite credit card?
Yes, spend AED 100,000 or more in the previous year to waive the AED 1,000 fee.
Q8: Can I convert cashback from the adcb traveller credit card to airline miles?
No, the adcb traveller credit card gives cashback only. If you want miles, choose the Etihad or Skywards cards.
10. Conclusion
ADCB offers excellent travel credit cards tailored to different flying habits. The adcb etihad credit card and adcb etihad guest infinite credit card are perfect for Etihad loyalists, offering generous miles, lounge access, and tier status. The adcb skywards credit card serves Emirates fans. For those who prefer cashback and zero foreign transaction fees, the adcb traveller credit card is a standout choice – its adcb traveller credit card benefits include 5% cashback on travel, 0% foreign fees, and 2 lounge visits.
To choose, compare your monthly spending, preferred airline, and travel frequency. Apply online via ADCB’s website or mobile app. For more credit card guides and UAE financial advice, visit https://www.khaleej2uae.com/ regularly.
